金融管理专业实习报告：超8000字深度解析

Table of Contents Introduction ......................................................................................................................... 3 Background ........................................................................................................................ 4 Objectives of the Internship ............................................................................................... 5 Overview of the Company ................................................................................................. 6 Organization Structure and its Functions ............................................................................ 8 Finance Department: Overview and Responsibilities ....................................................... 10 Projects Undertaken During the Internship Period ......................................................... 12 Analysis of Financial Statements for Decision Making Purposes.................................... 17 Cash Flow Analysis and Forecasting ............................................................................... 21 Risk Management in Financial Planning Processes......................................................... 23 Risk Management Tools Used by the Company to Control Risks ...................... 25 Investment Decisions and Strategies Used by the Company................................. 28 Corporate Governance Practices Followed by the Company ................................. 32 Conclusion & Recommendations.............................................................................. 35 References & Bibliography.................................................................................. 37 Introduction Financial management is an important part of any business, as it involves managing resources, making decisions about investments, budgeting, forecasting cash flows, controlling risks, and more. As a financial management major student, I was fortunate enough to be given an opportunity to gain practical experience through an internship program at a leading financial services firm. This report documents my experience during this internship period. It provides details about the company I interned at – its organization structure and functions – as well as information about various projects undertaken during my stay there. It also includes analysis of financial statements for decision making purposes; cash flow analysis; risk management tools used by the company; investment decisions and strategies followed; corporate governance practices observed; conclusions drawn from my experience; and recommendations for future interns. Background During my final year in college, I was offered an internship opportunity at a leading financial services firm. The duration of this internship was three months starting from June 1st till August 31st 2020. This report documents my experiences during this period working with professionals in different departments such as finance, accounting, operations etc., which allowed me to observe various aspects related to financial planning processes followed in practice. Through this internship program I gained valuable insights into real-world problems faced by businesses when dealing with their finances on a daily basis. Objectives of the Internship The main objective behind undertaking this internship was to gain practical knowledge related to financial planning processes followed in practice which would help me develop skills required for successful career in finance field after graduation from college. In order to achieve this objective following activities were carried out: • Observing how different departments within organization interact with each other while performing their respective functions • Understanding how decisions are taken related to investments made by company • Analyzing financial statements for decision making purposes • Assisting senior staff members in cash flow forecasting exercises • Identifying potential risks associated with investment decisions taken by company • Learning how different risk management tools are used to control risks associated with investments made by company • Understanding corporate governance practices adopted by organization while making investment decisions Overview of the Company The company where I interned is one of India’s largest private sector banks providing banking services across retail banking segment including personal banking products like savings accounts, fixed deposits etc., as well as corporate banking products like loans against property etc., It has presence across all major cities throughout India through its network branches spread over 20 states . The bank has also established international presence through its subsidiaries located at Singapore , Hong Kong , Dubai , London etc., Additionally it provides online banking facilities enabling customers access their accounts anytime anywhere . The bank is listed on both NSE (National Stock Exchange) & BSE (Bombay Stock Exchange). It has been rated AAA/Stable/P1+ rating from CRISIL (Credit Rating Information Services Of India Limited).